Houghton residents now have option for flood insurance

HOUGHTON, Mich. (WLUC) - The City of Houghton has been accepted into the national flood insurance program allowing residents there to purchase flood insurance.

The program, which is implemented by FEMA, serves over 22,000 communities across the nation.

Single family dwellings can purchase up to $250,000 worth of dwelling coverage while commercial properties have a limit of $500,000 dollars.

Residents are not required to purchase the insurance, but can if they choose to.

"This was a voluntary program that we went into. Folks can buy it if they want it, but there is no requirement for folks to purchase it because we are not in an identified special flood hazard area,” said Houghton City Manager, Eric Waara.

Renters in the area can also purchase flood policies to cover their belongings. Policies aren't effective until 30 days after the purchase of the policy.

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